VantagePay Documentation

Try it now

Three things you can do in the next two minutes

The sandbox runs the full payment pipeline against the VantagePay simulator. Money is simulated, behaviour is not. No signup and no approval needed.

1. Sign in to the Merchant Portal

Onboard a merchant, add terminals, mint QR codes and watch transactions settle.

UsernameComing soon...

PasswordComing soon...

Any OTP prompt in the sandbox accepts all zeros.

Open the portal

2. Pay a live QR code

Scan with any wallet, or open the same checkout in a tab.

Fixed amount

The amount is already encoded.

Open hosted page

QR code that opens the VantagePay sandbox hosted payment page where you enter the amount

You choose the amount

Enter any amount on the payment page.

Open hosted page

3. Buy something in a real store

A stocked WooCommerce shop wired to VantagePay. Complete a checkout from cart to confirmation.

VantagePay selected as the payment method in the WooCommerce demo store checkout

Shop the demo store

Install the plugin on your own store

Choose your path

How much code do you want to write?

Every path uses the same payment engine. Start on the one that matches your appetite and move deeper later.

No code

Accept payments today without touching a codebase.

Low code

Drop in an SDK and let it handle auth, token refresh and live updates.

Full API

Build your own checkout, or let an AI agent buy on a shopper behalf.

Sandbox credentials

Copy what you need

Shared sandbox values. Fine to paste into a scratch project, never into anything real.

Call the API

Base URLhttps://sandbox-api.vantagepay.dev/

Test username8508169644083

Test passwordVPTestPassword123

How the token lifecycle works

Connect an AI agent

A ready-made bearer token for the MCP server, so an assistant can search products and complete a checkout in the sandbox.

MCP server URLhttps://sandbox-api.vantagepay.dev/mcp

MCP bearer token

eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.eyJhdWQiOiJ6Z2EiLCJpc3MiOiJaR0EiLCJleHAiOjE4NzIyMzU3ODgsIm5iZiI6MTc4NTgzNTc4OCwicmVmZXJlbmNlIjoiNzExYzZjYTAtMjI0OC00NDdhLThhOTAtZjE2NjEyMjM1NDU0IiwidXNlcl9uYW1lIjoiVmFudGFnZVBheSBNQ1AiLCJlbWFpbF9hZGRyZXNzIjoiZGV2QHZhbnRhZ2VwYXkuY29tIiwiY2FuX2Rpc2FibGVfY29uZmlybWF0aW9uIjoidHJ1ZSIsInRva2VuX3JvbGUiOiJVc2VyIiwiYWNjZXNzX3BvbGljeSI6WyIvbWNwLFBPU1QiLCIvbWNwLEdFVCJdLCJqdGkiOiJkMGExYzI0Yi05NDJlLTQ2MWMtOTIyYy0yZTk3NjZhNzViMDkiLCJpYXQiOjE3ODU4MzU3ODgsInRva2VuX3R5cGUiOiJBY2Nlc3MifQ.A2SN_hZLm8_1IIXb5oXRm0L0_6cMKzjVrDQo0aXBX3AC7qpC6EhHufoAq50snaEzbClI0M694bSTXC3SlRN6KC74zgk-2pp3muXcsrVWiG0wN0etjFABSDeX6m0kuS4wEPICPXUGi3JAODzqyRSjz2GM4RJzPBLQPH88arsQ-Vd24BSeBHm9xi2gcQORto9RRkJDGBQNmmsKCDtZa9Z0uHxj8xJi5xau6sFB9NN2LUxExMHE3FV9QfoBm1wD59BQPosSybJjTYPjWRi0-9Y-egnppBa_FBH3eZtIc3OyhjVPTG8fENuYFnUq4OWEmUvhfmUc2LDJWqXzJz53242NwA

MCP server setup and tool reference

Request an admin API key

Admin keys can perform destructive operations, so they are issued on request rather than published here. Tell us what you are building and we will send one.

Email dev@vantagepay.com

Opens your mail client with the details we need already filled in.

Explore by area

Jump straight to a domain

Every area of the API, with what it covers.

Paymentsinitiation, status, refunds Merchantsprofile, terminals, KYB Consumersaccounts, KYC, files QR codesdynamic, GhQR, PayShap Productscatalogue, airtime, bills Tokenscard vaulting Notificationsemail, SMS, push Admin APIsback-office operations Payment Integrationsfor providers and rails Lookupscurrencies, banks, codes Localizationlanguages and content Systemhealth and versions

Capabilities

What the platform does

Everything listed here is documented on this site.

Take money in

Card acquiring
Mobile money
Apple Pay and Google Pay
EMV QR codes

Send money out

Mobile wallet payouts
Bank transfers (EFT, GhIPSS, GIP)
Refunds
Merchant settlement

Trust and identity

Biometric KYC
Merchant KYB onboarding
Card vaulting
Audited status transitions

Reach

African markets
Multi-currency
POS terminals
Agentic checkout

Docs assistant

Not sure where to start?

The assistant answers from these pages and cites the sources it used. It is the fastest way through the material when you do not know the right search term yet.

VantagePayDeveloper Portal